Workers compensation provides benefits to your employees for work-related injuries or illnesses. This includes medical care, wages from lost work time, rehab, disability benefits and survivor or death benefits.
Why You Need It
Health Insurance is not a substitute
Workers’ comp provides benefits to your employees for work-related injuries or illnesses. This includes medical care, wages from lost work time, rehab, disability benefits and survivor or death benefits.
Who It Covers
Full-time, part-time, maybe even you
State laws vary by state. Find out if your required to cover full-time and part-time employees for your business.
What It Costs
Multiple factors abouts your business impact costs
Depending upon the business your in, workers compensation plans will be compared to other companies in the same business. But many other factors go into determining your plans costs.
Easy claims make getting help fast
Employees should report claims as soon as possible for themselves and your company. This will help them get the care they need and protect you in case their small cut with a few stitches turns into something much bigger down the road.
Work comp audits are meant to be a positive.
The purpose of an audit is to make sure you’re paying the right premium so that you don’t pay too much or too little. The result may even be a refund.
How to Buy
A good choice today could last you a lifetime
Having workers compensation may not be a choice. But who you get it from is. Ask questions, compare coverage and look at reputation. Your decision could make the difference in the life of your employees.